
With Woodcrest Mortgage, you’ll get unbeatable rates, personalized service, and speedy closings – we will even beat credit unions.
We make buying a house hassle-free thanks to easy-to-understand terms and flexible, affordable mortgage rates. Our goal isn’t just to get you into a house — we want to help you make an investment that pays you back thanks to low rates in a beautiful home.
Buying a home can be confusing—from loan estimate forms and lender negotiations to fees, seller contributions, and finding discounts. Even if you’ve struggled to get approved elsewhere, we can help. Our team guides you through every step, simplifies the process, and ensures you get the best terms possible.
With Woodcrest Mortgage, we keep your closing costs between 1% to 3% of the sales price and even have several Conventional Grant Programs, FHA Down Payment Assistance Programs & 0% Down Programs to keep your cash to close minimal during the home buying process.
Financing doesn’t have to be stressful — we make securing your dream home simple.
Closing costs can reach 3–6% of the purchase price; we help you understand and minimize them.

Simply fill out our online application form, and one of our experienced loan officers will be in touch with you to discuss your needs and financial goals.
We’ll understand your situation and financial goals, so we can provide you with personalized service and expert guidance every step of the way.
If you’ve applied for a mortgage elsewhere, we invite you to compare our rates and loan programs with others in the market.
You’ll be able to close on your loan quickly with our streamlined closing process once you’ve found the loan program and interest rate that suit you.